Terms & Conditions

This website provides information about fixed term deposits and lets visitors request indicative rates. It is operated by European Expat Savings ("we", "us"). Nothing on this website is an offer to enter into a contract, and enquiries made here do not create any account, deposit or obligation on either side.

European Expat Savings provides general information about fixed-term deposit products for comparison purposes only. We do not provide personalised financial, investment or tax advice. By using this website or submitting your details, you acknowledge that any information provided is non-binding and subject to these Terms & Conditions and our Privacy Policy.

Our fixed term deposit service is intended for people aged 18 or over who are residents of a European country. If you are not a resident of a country we support, we may be unable to progress your enquiry, and we will tell you if so.

All content on this website, including rates, examples and FAQs, is provided for general information only. It does not take your personal circumstances into account and does not constitute financial, tax or legal advice. Before opening a deposit you should consider whether it suits your circumstances and, if in doubt, seek independent advice.

Rates and figures shown on this website are illustrative and indicative only. They are subject to availability, to confirmation of your personal circumstances, and to change without notice. The rate that applies to you is the one confirmed in writing before you fund an account, never an earlier figure.

When you submit an enquiry you confirm that the details you provide are accurate and that you are the person named, or acting with the named person's authority. We may contact you by phone or email about your enquiry. Submitting an enquiry carries no obligation to open an account, and we are not obliged to accept any enquiry. The same applies to messages sent through our contact form. After you submit a form we may send you an automatic confirmation email; this is a service message, not marketing.

Any deposit account is opened directly with the deposit-taking institution under its own terms and conditions, identity checks ("know your customer") and applicable law. Those terms will govern your deposit, not this website.

You agree not to misuse this website: no attempting to breach its security, no submitting false or third-party information, no scraping or automated submission of enquiry forms, and no use of the site for unlawful purposes. We may suspend access to anyone who breaches these terms.

The name, logo, text and design of this website belong to us and may not be copied or reused without our written permission.

We provide this website on an "as is" basis and, to the extent permitted by law, exclude liability for indirect or consequential loss arising from its use. Nothing in these terms excludes liability that cannot lawfully be excluded, including for fraud or death or personal injury caused by negligence.

We may update these terms from time to time. The version shown on this page, with its date, applies to your use of the website.

These terms are governed by the law of the jurisdiction in which we are established, which will be stated in the finalised company details. Disputes will be resolved in the courts of that jurisdiction, without affecting your statutory consumer rights.

You can contact us at contact@europeanexpatsavings.com, through our contact form, or by post at 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ.